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This may sound contradictory, but "amounts owed, " in terms of credit scoring mainly refers to how much you owe relative to your available credit. For example, if you have $2, 000 in credit card debt and $4, 000 in total credit limits, you're using 50% of your available credit -- which is actually quite high. On the other hand, someone with $4, 000 in debt, but $20, 000 in total credit limits is only using 20% of the available credit. This is much more favorable for scoring purposes, even though the dollar amount owed is higher. There's no magic number that you need to stay below, but many experts say that, at most, you should use 30% of your available credit, and the lower the better. However, considering anything higher than 30% as "too much" credit card debt is a good rule of thumb. A few other factors go into this portion of your credit score, as well. For example, owing a balance on too many individual credit cards can be a sign of over-extension, and can hurt your score. A more complete description of how the amounts you owe affect your credit score is available at
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For example, a fund trading at a price of $18 per share with a $20 NAV is said to be trading at a 10% discount. If the fund's market price is $21 per share, it's trading at a 5% premium to NAV. Why might the market pay more than the NAV for shares of the fund? There may be few or no good substitutes for the fund, such as a fund invested in municipal bonds exempt from tax in a particular state where the supply of bonds that qualify for this exemption is limited. The fund may be a newly-developed investment strategy investors are eager to access, it may be managed by a highly-regarded manager, or it is paying higher distributions than other similar funds. Any or all of these and other factors could cause a fund's shares to trade at a premium. Conversely, a fund may be trading at a discount due to poor fund performance, or low distribution levels relative to peers or to market expectations. Or, current performance may be acceptable, but the market may forecast that a fund's future earnings or distribution potential is limited or declining, and may therefore bid share prices downward in anticipation of future bad news.
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She broke up with me and then 2 years with a new girl that just ended due to both of our issues and left me in a really bad state. Completely alone, with zero support system. No friends who understand. I'm 26 now and don't want to get back on this ride. As you can see it's only a matter of time and I don't know what to do. I need a support system and someone to talk too. I had a bad experience with NA when I was in rehab, and im scared to try again. Can anyone point me in the direction of a support group or something I maybe haven't considered? I really need help, I don't have another withdrawal in me, this will mean death if I fuck up. In a couple months im going to be the same age my best friend was when he OD'd. He just couldn't get it together and in scared to end up like that, it would be a dishonor to him. To be clear I'm open to NA if anyone knows of a good group, online is cool.
Hello! I hope you're doing well. I send all my support to you. The college application process to American Universities is extremely stressful... so, take a deep breath. I hope my story serves you as an inspiration to believe that your dreams could become true (or maybe not... life happens) but, what matters is to try and never give up. During my application journey as an International Student needing full aid, I searched tirelessly for success stories on forums like this one. However, the sad reality for most poor International Students is that colleges prefer to reject us (and if we're blessed enough, maybe waitlist us). Knowing this, I hope that my story serves as a breath of hope for my fellow poor IS. I applied to American Universities that could meet the 100% of demonstrated need, and these were my results: Accepted: Harvard and Columbia. (with full-rides) Waitlisted: Dartmouth, Stanford, UChicago, Gettysburg College, Connecticut College, Kenyon College, Washington and Lee University.
Physical Strain: 8 Compensation: 8 Staffing: 7 I'm sure there are other positions around that you may qualify for as a CNA - but these are just the main groups. Once you're working in the field and you've become competent with your job duties it's time to move forward with your career and diversify your resume. Below I've listed some of the most common next steps for CNAs Phlebotomist Medical Assistant Medical Coder Unit Secretary/Clerk Medical Office Receptionist Below are a few extra pointers I've picked up during my many years as a CNA feel free to add your own tips and tricks in the comments. *NEVER let your CNA lapse or expire - It's so easy to keep current, and it's your security blanket when something goes wrong. You have that license it means you're probably better than any candidate without it. NEVER let it go. *NEVER feel like you must stay "loyal" to your residents, patients, clients, or agency. "But if I don't stay they won't be staffed enough and my co-workers/residents will suffer" no they won't.
Top reviews from the United States
There was a problem filtering reviews right now. Please try again later. Reviewed in the United States on July 3, 2020 Size: 1 Pack Verified Purchase
Decapped my first 100 45acp rounds. Seems to be holding up well. Handle is well made and nice padded grip. Easy to wiggle bullet into collet. Nice and snug. Screw top tightens easily. After one hit on a carpeted concrete garage floor top needs to be retightened. Second hit releases bullet and powder into head of decapper. Product saving powder and bullet and casing for reuse without needing to resize the casing when reloading bullet into same casing. Great product for fixing powder loading errors. 5. 0 out of 5 stars
Money saving decice
By Peter V Watson on July 3, 2020
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Reviewed in the United States on June 30, 2018 Size: 1 Pack Verified Purchase
All in all it's a good tool. The collet system is easier than the "other guys" that doesn't have the the rubber O-ring to hold the collet sections together, and the handle is more comfortable to far I've used it on 223 and 270 wsm without a hiccup.
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Termites LOVE damp wood! Mosquitos are also drawn to standing water in your drainage system! Look for early signs of clogged gutters: stain streaks on the gutter and fascia or erosion in the flowerbed below - and make sure you clean the gutters before extensive damage might occur! Don't neglect the importance of gutter and downspout cleaning. It will help you avoid costly future repairs for years to come. Keeping your rain gutters clean is vital in protecting your home from water damage. Rain Gutter Cleaning Maintenance (Frequency)
The average house needs just one rain gutter cleaning a year. There are times, however, if your house is surrounded by trees, both evergreen and/or deciduous, where one gutter cleaning will not suffice. Having free flowing rain gutters when wet weather hits can give you peace of mind that your house is protected from the dangers of standing water or overflowing gutters. If you have any questions at all about our gutter service or want to set up an appointment, please don't hesitate to call.