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If one of your resolutions for the New Year is to have more control over your finances, you're going to need a really good budgeting tool to help you along the way. We've written about many of these tools (such as Mint and BudgetPulse). But Good Financial Cents has brought up a few tools that you may not have heard of that could be useful for your budgeting needs. Let's take a look at a few of them:
Buxfer: this tool is specifically aimed at 20-somethings as it aims to help start you on the right budgeting track. Buxfer helps you to plan out your finances in a lot of ways. You can project your earnings and savings interest into the future, break down your goals into long-term and short-term, manage group expenses (like rent), and more. Moneytrackin': this site helps you figure out where your money goes so that you can spot leaks and changes in behavior easily. Moneytrackin' is also a great tool for small businesses and home businesses because it's great for creating shared budgets. BudgetSimple: this is a straightforward and simple tool that aims first and foremost to get you out of debt.
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The Nashville office processes local disc orders for replication at our St. Louis plant. One of our client services personel will work directly with you providing the specifications and options available for your project. An on-site technician will check your master and graphics before sending them securely over our network so there is no delay in manufacturing. For short run jobs of just a dozen or even hundreds of discs, your best bet is to use our in-house duplication and printing services. With a daily duplication capacity of several thousand discs, we are nearly always able to accomidate projects where time is critical. A common task is to convert your tapes to DVD. We have the equipment and skills to do DVD transfers or to transfer directly to a computer hard drive for future editing. We have several racks filled with nearly any tape deck needed. If you're a video professional, you will probably reconize all these common formats. If you're not sure what type of video tape you have, please call us so one of our technicians can determine how we can help you.
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You should set out these and other important details, such as the percentage of ownership, financial contributions, and duties of each member, in your LLC's operating agreement. 3. Choose a registered agent. Once you pick your members, decide who will serve as the registered agent for your LLC. A registered agent is the person who receives service of process, notices, and other important correspondence on behalf of your farming business. This person should be someone who is active in dealing with legal issues for your farm. The registered agent typically also must have a physical address, not a P. O. Box, in your LLC's state of business. 4. File articles of organization. To formally create your LLC, you must file articles of organization with the agency that regulates businesses in the state where your farm will operate. The articles of organization typically include basic information about the LLC, such as its name, mailing address, whether the members manage it, and the registered agent's name and contact information.
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If the mutual fund world was a meritocracy, thousands of funds would die tomorrow. As it is, only the unloved, unfortunate, unlucky and unnoticed typically get killed off in any given year, and no one mourns their loss. This year is no exception, as funds that took the big dirt nap mostly were a mix of the uninspired, goofy, mediocre, of the marketing failures and the big mistakes. Still, a few of these funds created legacies or lessons that investors should remember. With that in mind—and in the spirit of year-end retrospectives about famous people who died in the past 12 months—let's whistle past the mutual fund graveyard for a few tales from the crypt. Chuck Jaffe's Lump of Coal Awards: Part II
Among the funds that shuffled off their mortal coil this year: Oceanstone One of the most mysterious stock funds ever with a superior track record, Oceanstone failed to survive the sudden death of its manager, James Wang, this summer. But in death as in life, the fund left more questions than it answered.