READ MORE: How to claim on your home insurance policy
Terminology Matters When Insuring Home Appliances
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Household appliance warranties explained - Confused.com
Many household appliance warranties will cover older items, perhaps up to eight years old, too. This is hugely valuable because older pieces of equipment are much more likely to develop faults. READ MORE: How to calculate your home contents value
Can I compare different types of warranty? Most policies also allow you to stop your premium at any time, at which point cover instantly ceases. By comparison, most extended warranties sold on the high street lock you into a two or three-year payment term, with no get-out clause. You might even be able to add an accidental damage clause to your household appliance warranty, something standard extended warranties won't offer you. A typical household appliance policy might cover three items, such as a washing machine, dishwasher and TV, for a set payment of around £10 a month. This might be enough for you. Or you might prefer to buy multi-appliance cover, allowing you to protect, say, nine kitchen appliances with a single monthly payment. Or you can buy a warranty for a specific item, such as a computer, for example.
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