Reader question: "I plan to use an FHA loan to buy a house in Phoenix this summer. I've been told HUD has very specific requirements for the size of the loan, and the amount of money I need to be making. How much of a house can I afford with an FHA home loan? My pre-tax income is about $75, 000 per year. " The Federal Housing Administration will only insure home loans up to a certain amount. These maximum lending amounts are aptly referred to as FHA loan limits, and they vary by county. In 2016, these limits range from $271, 050 to $625, 500. Mortgage lenders and HUD also have debt-to-income (DTI) requirements. When combined, these factors will determine how much of a house you can afford with an FHA loan. There is no single number or formula that answers your question. With that being said, most lenders today prefer to see a total debt-to-income ratio no higher than 50%. This means that if your total monthly debts (including the mortgage payment) use more than half of your income, you might not qualify.
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In Florence County, traffic crashes caused a total of $161, 286, 600 in economic loss, or $34, 715 per accident. The total amount marked a 31. 6 percent increase from the year before. "Economic loss" takes into account property damage, medical costs and lost productivity. It does not factor in the pain and suffering that people experience in auto accidents. Get Help from a South Carolina Car Accident Lawyer Today If you were recently involved in an auto accident in Florence or elsewhere in South Carolina, or if you lost a loved one in a crash, make Jebaily Law Firm your first call. We can bring nearly five decades of experience to your case and a record of delivering positive results for our clients. Call or reach us online today for a free consultation.
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Improving quality of life by providing addiction treatment rehabilitation and maintenance can help people return to their community and family in the most productive way possible. Payment assistance is available for those who are unable to afford treatment or are uninsured. Harbor House Recovery Centers is divided into Gateway Recovery Center for Women and Harbor Recovery Center for Men. Creating two separate facilities allows for recovery to be the main focus and provides gender-specific treatment to both men and women separately. The Gateway Center for Women also provides specialized services for women in treatment for substance abuse who are also pregnant or have children under the age of six. Women enrolled in these services are allowed to bring their children along into this residential program located within the Keystone House on the grounds of the Gateway Center. Harbor House Recovery accepts most insurance policies and for those who are uninsured or underinsured, payment arrangements can be made on a sliding scale, depending on income and need.