Bayesian Data Mining Bayesian Data MiningUniversity of BelgradeSchool of Electrical EngineeringDepartment of Computer Engineering and Information Theory Marko Stupar 11/3370 Mining problemToo many attributes in training set (colons of table) Existing algorithms need too much time to find solution We need to classify, estimate, predict in real time Marko Stupar 11/3370 1Value 2... Value1000002/402Problem importanceFind relation between: All Diseases, All Medications, All Symptoms, Marko Stupar 11/3370 solutionsMarko Stupar 11/3370, C4. 5Too many iterationsContinuous arguments need binning Rule inductionContinuous arguments need binning Neural networksHigh computational time K-nearest neighborOutput depends only on distance based close values4/40Classification, Estimation, PredictionUsed for large data setVery easy to constructNot using complicated iterative parameter estimationsOften does surprisingly wellMay not be the best possible classifierRobust, Fast, it can usually be relied on to Marko Stupar 11/3370 Bayes Algorithm5/40Marko Stupar 11/3370 Bayes algorithm ReasoningNew information arrived How to classify Target?
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3 tips to control central air conditioning installation costs 1. Examine your cooling needs: If you're an empty nester or only home at night, consider a ductless mini-split air conditioning system. These systems combine an outdoor compressor and condenser with indoor blower vents that can be installed on just about any exterior wall. While not technically central air, ductless systems can be an efficient way to cool small zones within a larger home, like a TV room or bedroom, Fuentes says. 2. Time it right: HVAC contractors are always busy during the hottest and coldest months, Washam says. Scheduling installation in the off-seasons — spring and fall — may yield a lower price or faster turnaround time because workers aren't as busy. 3. Look for equipment rebates and tax credits: Local governments, as well as utility companies and manufacturers, promote the use of high-efficiency air conditioners through financial incentives. Use the Energy Star rebate finder to find money-saving opportunities in your ZIP code.
Your plan should cover all of these areas and prove that you have money to invest, sufficient income to repay the loan and a credit history that reflects your good character. The conditions, including rate and term, must present the bank with a decent rate of return and tolerable level of risk. Collateral reduces risk from a bank's perspective, but it has to conform to the bank's lending requirements.
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The interest rate on an ARM, however, is based on a market index rate plus a specific amount, called a margin. The index rate is set by a third party. It is often based, for example, on the rate tied to a one-year US Treasury bill or the London Interbank Offered Rate (LIBOR). These rates will change over time. The margin, or a second layer of interest added to those rates, is predetermined by the lender when the mortgage is issued and does not change. For example, the interest rate on an ARM could be 1. 5% (index rate) plus 3 percentage points (the margin), to equal 4. 5% for a given year. That will change over time as the index rate fluctuates. One thing to keep in mind is that there are maximums and minimums on ARMs that protect against massive swings in the interest rate. For example, a periodic rate cap limits how much the rate can differ from one year to the next. A lifetime rate cap limits how much the rate can rise over the full term of the loan. What are the pros and cons of an Adjustable Rate Mortgage (ARM)?
In the event that you are thinking about shifting your business away from storing on-site data to an off-site backup option, you'll want the high-speed Internet connection to quickly synchronize all of your data before emergency strikes. High-speed connections allow you to easily keep copies of your files in the cloud and also enable your workers to access and upload their data to other devices such as laptops, smartphones, and home computers. Most businesses have networked their computers for one office, but as your company grows, so does your need for enterprise-wide networks that help connect multiple offices within a city or region. A high-speed data connection allows information to free-flow seamlessly in real time, regardless of physical location. Now that you have perused some factors that would cause businesses to rely on having a high-speed Internet connection for their daily operations, you can see how not having it could negatively affect the bottom line and growth as a business.
We assess cases on an individual basis, taking into account the estimated amount of time, labor, and parts required for recovery. How are final data recovery fees assessed? Data recovery fees are determined based on a number of factors, including:
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HSBC Carries Out Bangladesh's First Blockchain Letter-of-Credit Transaction The Bangladesh arm of HSBC, one of the world's largest banks, has completed the country's first cross-border blockchain trade finance transaction. According to a press release on Tuesday, the digitized letter of credit (LC) transaction brought a notable reduction in the processing time compared to traditional methods – down from the average of five to 10 days to under 24 hours. The move signifies an important step for Bangladeshi companies in the digitalization of trade, the bank said. The maiden transaction related to the import of 20, 000 tonnes of fuel oil from Singapore by United Mymensingh Power Ltd. for a power station. It was carried out over the trade finance network Contour, built with R3's Corda Enterprise blockchain technology. Aimed to facilitate trade, a letter of credit is a financial guarantee from a bank overseeing a transaction between two parties. In the event one party is not able to honor their agreement, the bank steps in to cover the costs and complete the transaction.