Bottom-line: I am using options more sparingly, and in a more targeted manner than earlier this year. Note that I did not discuss "selling covered calls" and other strategies where one sells an option to bring in cash, in exchange for an obligation to sell or buy a security if it hits a certain price within a specified time period. Most option-based ETFs and mutual funds are driven by this pursuit of "income. " I certainly see the attraction, but I also see a lot of risks that only become apparent when markets get disruptive. So, buyer (or more correctly, seller) beware there. How to use options without using options
As I noted, there are several ETFs and mutual funds that use options in part to drive their targeted outcome. Some are good surrogates for doing the option work yourself. Others are gimmicky. And some are in between. Finally, understand that using options is very fluid. I have used them for decades, but never less than a few years ago (low volatility markets are not friendly to my options investing style).
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New York's 529 College Savings Program doesn't charge account maintenance fees and its underlying fees are low as well. For example, you pay only $1. 50 in fees per year for every $1, 000 that you invest (0. 15 percent total annual asset-based fee). Best of all for out-of-staters, the plan doesn't charge any additional fees for non-New York residents. Best Overall: Wealthfront
Wealthfront's 529 plan brings college planning into the bigger picture of your family's financials. Along with helping you estimate future tuition expenses based on data from the Department of Education, Wealthfront suggests realistic savings goals each month. By taking into consideration projected future costs, financial aid, and other personal financial goals, Wealthfront keeps you on track to meet your plan's goals. Also, they show how switching your monthly contribution would shift your plan's savings in the long term. Withdrawals made from Wealthfront's 529 plan are exempt from federal taxes and, depending on your state, you may be able to take advantage of certain state tax benefits.
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Thanks to these standards, we are able to minimize the graft loss rate during all our procedures. Finally, these standards limit us to 3000- 3500 implanted hair grafts per day. The main objective of the Golden Hand Standards is to achieve a natural looking high-quality result. Trying to implant over 3000 - 3500 grafts a day in one session would steer us away from these standards and natural looks. (The images show the donor area of a patient that had a hair implant procedure using the Golden Hand Standards: Before the procedure, 1 day after and 6 months after the operation. 3000 grafts were extracted homogeneously from the donor area leaving no scars, patches or holes. ) Before FUE Surgery
1 Day After FUE Surgery
6 Months After FUE Surgery
Incisions smaller than 1 MM DIAMETER during channel opening procedure:
The intact (undamaged) grafts collected with respect to the Golden Hand Standards MUST be placed in correct-size channels that fit the diameters of grafts exactly. This is the number one rule in achieving natural-looking result of a hair transplant operation.
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With a master's degree in nursing, you'll be qualified to work as one of four types of advance practice registered nurses (APRNs): nurse practitioner, certified nurse midwife, clinical nurse specialist, or certified nurse anesthetist. In addition, you can pursue a master's degree in nursing administration or a master's degree in nursing education, which prepare you for careers in management and teaching, respectively. A masters in nursing means that you'll not only have more job options, but you'll also make more money, receive better benefits, and have more offers from which to choose when you start applying for jobs. Time to Complete Different Nursing Degrees
You can actually get started with a career in nursing fairly easily: with just a high school diploma and approximately one year of training at a vocational school or community college, you can become a licensed practical nurse (LPN).